HCR Wealth Advisors Addresses Market Volatility In 2018

Not long after the end of 2017, HCR Wealth Advisors had a blog post on its website about how 2017 will go down as one of the least volatile years on record.  The biggest pullback in stocks during the year was just -3%. Historically the stock market experiences a pullback of at least double digits, so 2017 was unusual. The question is whether 2018 would see more of the same or whether volatility would increase.

HCR Wealth Advisors is a registered investment advisory firm based in Los Angeles, California. It provides financial advice to help people get through the inevitable transitions of life. This can include marriage, a loved one dying, starting or selling a business, or other major life events. As investment advisors, the firm helps clients financially manage these big events in their lives as well as their day to day lives.

In the blog post, HCR Wealth Advisors wrote that it was almost certain that 2018 would be more volatile than 2017. The only uncertainty would be the catalyst for a larger pullback. It could be rising bond yields, some type of international event, or an American policy shift when it comes to trading with China. Unfortunately, no one knows what it will be until it happens.

HCR Wealth Advisors has a team of advisors that is experienced at understanding and managing market volatility. The firm sees the current underlying fundamentals of the global stock market as good but that does not mean that there will not be volatility in the future.

HCR Wealth Advisors seeks to create life-long relationships with its clients and ensure to earn the trust of its clients. The firm also offers its clients educational opportunities to help them understand markets, risk tolerance, and how to save for investment as well as how to live as a retiree.  Stay in touch with @HCRwealth by following them on Facebook.

HCR Wealth Advisors is not affiliated with this website

The Oxford Club Helps Investors Thrive in Any Market Conditions

The Oxford Club is all about helping their members find success in the complex investment world and they do this with an extraordinary range of research and products. The time-tested strategies that they employ enable members to successfully weather all market conditions and thrive. They offer an expert’s view with three different newsletters and a dozen trading services that give members a leg up in constructing a winning portfolio.

The humble origins of what came to be called The Oxford Club began in 1989 when a small group of investors banded together to search for outstanding opportunities in the marketplace. They believed that the best way to do this was through research and personal connections all of which they practice today as well.

The notion that market-beating returns and lower risk can go together may seem like a mismatch at first. This is exactly what The Oxford Club has learned how to do with their strategies and part of this is a timely exit strategy. This protects the portfolio and allows members to sleep at night knowing that plans are in place ahead of time. The question, after all, isn’t if the market will decline but when and this contingency has been fully addressed.

The Oxford Club produces three newsletters that are focused on different areas of the markets and gives members expert analysis and commentary. They highlight market trends and trading opportunities with exhaustive research that has been compiled by professionals with deep knowledge and experience.

The trading services that are available at The Oxford Club can give members the edge that they are looking for as they provide high-quality tips and insights. There are 12 of them and they cover a wide range of asset classes so every corner of the market can be potentially taken advantage of. This strategic research can help members craft extraordinary portfolios that offer exciting possibilities.

Investment U is the educational resource that is available to members of The Oxford Club and it consists of online courses, videos, and conferences among other products. This can give members an increased knowledge base to work from and help them realize their goal of financial independence quicker.

Tony Petrello: CEO with a Cause

     Tony Petrello is a business leader and president and chief executive officer at Nabors Industries. He has a masters in mathematics from the University of Yale, where he was offered a full scholarship for his talents. He then moved on from mathematics to law and joined Harvard Law School where he graduated with his law degree. Before becoming CEO of Nabors Industries, Tony Petrello, worked his way up after having experience with many other businesses.

Though Petrello has been hugely successful with Nabors Industries, he also makes time for his philanthropic ventures. One of his biggest passions is helping those children who suffer from neurological disorders, like his daughter Carena. Carena was diagnosed with PVL (periventricular leukomalacia), a disorder that affects the brain’s ability to eat, speak, and walk. She has been a huge inspiration to Tony, and his wife Cynthia, and the motivation to donating their time and money to find a cure. This prompted Tony to volunteer to serve on the Board of Trustees for the Texas Children’s Hospital. He advocates for children to make certain that they have access to the best care and resources to survive. He has donated over 7 million dollars to the hospital so that it could improve its care for the children, and continue their clinical research.

Tony Petrello’s generosity doesn’t stop there, he has also donated to educational institutions, like Yale University, where he donated 150 thousand dollars because he truly believes in the importance of investing in future through education. He has continued involvement with Yale because he believes his education to be a huge contributor to his success. He strives to provide others the same opportunity to have a successful educational career as he was at both Yale and Harvard.

Giving back to those in need seems to be in Tony Petrello’s nature, and is an important part of Nabors industries as well. After Hurricane Harvey hit Texas, the employees stepped up, by taking time off to help with relief efforts. To show appreciation Tony ensured that those employees were given paid time off to help. The employees contributed over 170 thousand dollars for relief, and Tony matched the donation. They created the Nabors Disaster Relief Fund and they used their kitchen to cook large quantities of meals for those affected, three times a day. Tony Petrello is largely known for his charitable and philanthropic efforts.

Michael Burwell Brings Wealth Of Experience To Willis Towers Watson

Willis Towers Watson recently hired Michael J. Burwell as the new Chief Financial Officer for the company. Burwell has accepted the position that was left vacant by the retirement of Roger Millay, the former Chief Financial Officer for the global financial advisory company.

 

Burwell is well-qualified for the job and has over three decades of experience working in the industry. This experience includes 10 years of work in senior leadership with Pricewaterhouse Coopers LLP.

 

Chief Executive Officer of Willis Towers Watson, John Haley expressed extreme satisfaction with the choice of Burwell and says that Burwell’s hiring is an important part of the company’s progression. Haley went on to commend Burwell on his ability to manage a global company that operates in a complex environment while attaining results by focusing on providing solutions for clients.

 

Haley also took the time to acknowledge the stellar job that Millay did for the company while he was the acting Chief Financial Officer. Haley credits Millay for the company is much stronger than before his tenure began as well as positioning the company to achieve many future successes.

 

Mike Burwell is ecstatic about his new position and says that the opportunity to become the Chief Financial Officer with a prestigious company such as Willis Towers Watson is an honor that he could never have imagined 31 years ago when he first entered the industry. Burwell also expressed his intent to become a positive contributor to the culture of leadership, and commitment to customers that exists at his new company. Go Here for additional information.

 

 

About Michael Burwell

 

Michael Burwell attended Michigan State University where he earned a Bachelor’s degree in business administration and earned his qualifications as a certified public accountant soon after. He was named Alumnus of the year for the university in 2010.

 

Michael Burwell spent 31 years working with Pricewaterhouse Cooper LLP before settling into his present role as Chief Financial Officer of Willis Towers Watson. During his time with PwC, he served the company in a number of capacities including a 2009 appointment as the company’s Chief Operating Officer and Chief Financial Officer. Burwell was promoted from these lofty positions in 2012 when he became both the head of U.S. Transformation and the Vice Chairman Global for the company.

 

Read More: https://www.reuters.com/article/brief-willis-towers-watson-appoints-mich/brief-willis-towers-watson-appoints-michael-burwell-as-cfo-idUSASB0BGK5

Drew Madden: Why Is Healthcare IT So Important?

As the healthcare industry grows more complex, it’s natural there will be concerns regarding the role of technology pertaining to patient and consumer data. And with the news of Amazon becoming licensed to enter the pharmaceutical business and the impending merger of CVS and Aetna, these concerns are becoming more and more real to those in the industry. Because of this, the role of healthcare IT is increasingly important, since Electronic Medical Records systems will need to be created or upgraded to handle vast amounts of information. With more systems than ever currently relying on outdated software to process and secure information, the result has been more and more data breaches over the years. Due to these developments, experienced healthcare IT professionals are being called on to figure out how to upgrade current systems using the latest in cloud technology, data networking, and other aspects of cybersecurity. While there are many IT pros working on these problems, most companies rely on the services of Drew Madden and his company Nordic Consulting Partners.

 

Considered to be the foremost expert on electronic medical records systems, Drew Madden has more than two decades of experience analyzing and designing medical records systems for companies and healthcare facilities around the world. Whether developing new software for current systems or using his industrial engineering skills to create ways to design and implement new types of data networks, Drew Madden is always looking for new and innovative ways to solve the most complex problems associated with electronic medical records systems. This, coupled with his desire to ensure patient data is always kept safe and secure, allows Drew to work closely with each client to ensure their system will be virtually foolproof. See This Page for additional information.

 

Knowing that online criminals are always on the lookout for electronic medical records systems that are prone to data breaches due to outdated software and other lapses in technology, Drew Madden and his team at Nordic Consulting Partners constantly stay up-to-date on the latest industry changes and developments. By doing so, clients can be assured they will receive systems that are able to meet today’s standards.

 

More on: https://drew-madden.com/biography/

Bruno Fagali: Restoring Sanity In Public Contracting

     The Brazilian government has been accused of corrupt practices during contract awards. To enhance its image and increase public confidence, the Brazilian government started a campaign to enhance transparency and accountability.

Bruno Fagali played an important role in the advert firm. Other than the code of conduct, he implemented an integrity program and formed an ethics committee made up of employees. In addition, he developed a policy to treat the customers and employees alike.

Implementing such changes in an established organization requires an overhaul of the existing systems and procedures, and this could flip the fortunes of the organization.

The lawyer completed his Bachelors of Law degree at the Pontifical Catholic University of Sao Paulo in 2009. He advanced his education and gained specialization in administrative law from the same institution. He later took Masters of State Law at the University of Sao Paulo.

He worked at Manesco, Ramires, Perez, Azevedo Marques Law Firm and Radi, Calil, and Associados advocacia law firms. He began his career by dealing with domestic violence, consumer law, and family law.

He later decided to follow his passion for becoming a public contract advisor. He continues to excel in this field especially now that compliance and public good continue to be adulterated in the country.

Bruno Fagali is a much sought-after lawyer because he is a fluent speaker of French, English, Spanish, and Portuguese languages. This makes him able to address issues in front of a diverse range of audience.

This has given him the chance to be a member of the Society of Corporate Compliance.

Nova/sb achieved full compliance with the Brazilian Ministry of Transparency, Supervision and Control guidelines. This, however, could not be possible if Bruno Fagali was not a person of integrity.

He has, therefore, made a mark in Brazil by assisting the government to eradicate corruption and enhance transparency in public contracts.

Attributes Of Success That We Learn From The National Steel Car CEO: Gregory Aziz

The National Steel Car Company is among the firms that are largely contributing to the economy of the USA. The firm has been in existence for more than ten decades. Initially, it was owned by Dofasco, but Gregory Aziz bought it in 1994.

 

Gregory J Aziz is an entrepreneur who was born in Hamilton. He is considered the most successful business person in Ontario.

 

Getting to where he is, James Aziz has put in a lot of hard work in his work. There are many attributes despite hard work that Greg Aziz has led to his success. Here are few some of the attributes and what we learn from them;

 

Having a Clear Vision

 

Gregory Aziz did not blindly land to where he is today. He always knew what he wanted in his life. His vision was to have the small Canadian company; National Steel Car become the biggest distributor of the freight cars in North America. It is the vision that he had that led to his success although it took him time.

As an investor, you have to have a clear goal and vision. You cannot be indecisive and be successful. You need to have a dream and stick to it. See This Page for related information.

Patience in Business

 

Many people have great dreams, but there do not have the patience it takes to accomplish them. As soon as a year or two pass without any signs of the achievement they give up. Some feel they are too old to follow their dreams.

 

Greg Aziz waited for more than two decades to live his dream. Aziz began by dedicating his time to his family business for 16 years. Later, he went to New York, where he worked in several bank facilities. He was only able to buy the National Steel Car in 1994.

Gregory Aziz Invested in Himself

 

As an investor, your first project is you. To be successful, you have to be armed like an achiever. Gregory Aziz prepared for his success by attending Ridley College. He knew he needed to know more about entrepreneurship, so he proceeded to the University of Western Ontario where he majored in Economics.

 

When he first bought the National Steel Car, it was not in good shape. The knowledge he had gained in school and his experience in the Affiliated Foods is what enabled him to upgrade his business.

You have to spend on yourself and give yourself time to learn before diving in the investment world to avoid disappointments.

 

Visit: https://www.steelcar.com/

End Citizens United And The Latest News About Them That You Most Likely Haven

There are many things happening in the world lately, but one news that stands out today is the one happening with End Citizens United (ECU), the political action group that is pushing the boundaries in political battles just to initiate the kind of changes that it wants.

The Conor Lamb Support

It’s hard to see how to fix the complicated injustices in the world lately. The more centralized its systems are, the harder it is to find the answers to the pressing questions. Fortunately, End Citizens United is gathered and put together enough to get the answers it needs. Some of the answers it needs could have something to do with the way it sees the need to support Conor Lamb.

The support of End Citizens United for Conor Lamb comes in the form of a $250,000 Ad Spend donation, which it hopes can push for the upending of the hurdles that deter people from driving for money-free democratic elections. Right now, most of the electoral results come from the decisions of multinational companies. These are the factors that usually don’t get countered in, but when you talk about politics today in America, it is impossible not to include the influence of big money. With the Conor Lamb support, End Citizens United can become closer to its goal to end the influence of money in politics.

The move of End Citizens United lately is also targeting the steps of Republican Rick Saccone, for having committed fraud in its role as a representative. This is nothing new today. Officers use their positions to manifest policies that are opposite to what their constituents need. Why? Because they can. It’s easier to send non-sense decisions if the people around you are too busy doing minimum wage worker. If the workforce is distracted, the quicker you can control them.

Read more: Democratic PAC End Citizens United names ‘Big Money 20’ targets for 2018 

The Politico Report

In another aspect of ECU, we know that right now Politico is featuring the ECU political action committee in their news headlines. This time, it’s just light news. The report was a feature of Tiffany Muller, the President and Executive Director of ECU, because it’s her birthday. Amid the battles to push for new solutions and in a political arena that’s always in turmoil, the news of a birthday is something that adds balance to the more dismal set of news.

We learned from The Politico article, too, that Blood in the Water is the new favorite book of Ms. Tiffany, and it is the book that has given her the type of passion and inspiration to someday work for the criminal justice reform. We could also add here that Ms. Tiffany is a fan of skimboarding, and the fact that she does this amid the leadership she plays for ECU is something that people may find refreshing.

How The Trabuco Became Even More Deadly Over The Years

During the Middle Ages, no other war machine could match the reach and power of the Trabuco. Like a catapult it flung heavy objects far distances in order to bring down walls and kill the enemy. It was far more powerful than any catapult, though, which meant it had a far larger range and could deliver much bigger payloads. Enemies quaked when they were defending a castle and saw an approaching army sporting Trabuco’s in their midst.

The first Trabuco model was called the tensile Trabuco. Crews pulled a short lever which caused the arm of this machine to shoot into the sky. The arm had a basket on it which held a stone or other projectiles. The stone shot into the sky and came down on whatever the crew was targeting. Because it had such a far range the Trabuco could stay well out of range of the enemy’s reach unless they, too, had a Trabuco of their own.

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The next Trabuco to be created was called the hybrid Trabuco. the shorter end of this siege weapon had extra weight added to it. Due to this the payload was hurled even harder. Because each Trabuco could be fired five times a minute the thinner castle walls of the time could be swiftly obliterated. In order to compensate engineers started to build thicker castled walls which were more resistant to the onslaught of a Trabuco.

While the first Trabuco could throw a 140-pound rock the hybrid Trabuco could throw ones as large as 400 pounds according to pt.bab.la. After some more modifications were made it could throw a 2,000-pound rock and farther as well to boot. At that point they started calling this weapon the counterweight blunderbuss. It completely changed how warfare was conducted across Europe. Most of the countries in Europe couldn’t come up with an answer to this weapon in order to withstand its onslaught on the field of warfare.

Today, the main people building Trabuco’s are either doing so for a contest or to show their students how physics work according to pt.wiktionary.org. Around the world there are Trabuco pumpkin contests, for example.

Search more about Trabuco: https://www.merriam-webster.com/dictionary/Trabuco

Betsy DeVos Answers Questions on School Choice Movement

Betsy DeVos has always been known as a reformer. Before being married, when she was a young girl named Elizabeth Prince and attending classes at Calvin College, she first became politically active and has remained so ever since.

 

In the 30 years following her time in college, Mrs. DeVos has taken a leadership role in a variety of political organizations and campaigns. This includes a six-year stint as the chairman of the Republican party in Michigan.

 

Mrs. Devos, along with her husband Dick, is also heavily involved In philanthropy through a number of non-profit organizations. Betsy is the chairman of the family foundation she founded with her husband as well as a member of multiple local and national organizations that are dedicated to bettering the lives of others.

 

Mrs. DeVos is maybe best known for her work with the movement to provide choice in education for parents of children in the United States and serves as chairman of two organizations working to achieve this goal.

 

Mrs. DeVos took time out from her busy schedule recently to speak about her thoughts on reforming the American educational system.

 

What are your thoughts on the state of the school choice movement in America

 

I think it is an exciting time for the movement. There are 17 states that now have some form of a private choice program that is funded by the public. In all, there are 250,00 children being educated by schools in these programs. About 40,000 of these students entered these programs in just the last year which is indicative of the explosive growth that is taking place.

 

To be honest, much of the reason for the rapidly growing popularity of private choice education is the well-known failures of public schools in the country.

 

When did you first become interested in this movement

 

A few years back, when my Dick and I had school-aged children ourselves, we visited the Potter’s House Christian School in Grand Rapids, Michigan. The school served many children of low-income families and I became greatly impressed with many of these families who were willing to do anything to provide a safe and secure learning environment for their children. This and many other incidents in my life has drawn me into this fight. We first began supporting individual students at the Potter’s House and this would eventually lead to a greater commitment being undertaken.

 

What do you feel has been your biggest success in the push for private school voucher programs

 

Definitely the developments in the state of Florida. The state has established a tax credit scholarship program that has led to Florida enjoying the longest period of wide access to programs that have provided educational choice. There are currently 50,000 students in the state of Florida that are currently being educated by schools that were chosen by their families.

 

There has also been great progress in the states of Indiana and Louisiana who have started programs that have the potential to make private choice programs a viable alternative for as many as a million children.

 

So how would you define success in this fight

 

Success will be realized when all parents, socioeconomic backgrounds notwithstanding, are given the right to have their children be educated at a school of their choice. Also, children from poor families must be afforded the same opportunities to fully develop their God-given abilities as everyone else.

 

Follow Betsy DeVos on twitter.