HCR Wealth Advisors, Registered Investment Advisory Firm

Today’s financial landscape is unrecognizable from 20 years ago. The finance world is constantly changing. In fact, some professionals believe it evolves every 5 years. The ability to adapt to the changing climate and trends is how companies and professionals achieve longevity. Those who succeed often see new opportunities and a chance to branch out into unknown segments of the market. In the fast-moving world, we now live in information travels rapidly thus, money can be made or lost at the snap of a finger.

Because of quick decision making and rapid expansion, data analysis has become vital. However, it is key to keep in mind that financial data is a lot less essential when it is not geared to fit individual circumstances. To be successful a person must find the appropriate data that best fits his or her financial needs and goals.

2018 is expected to be a very promising year for the financial market. Most key metrics suggests that the economy is reportedly in good standing according to the most recent economic data. This means that the U.S. economy is showing great improvement. Not to mention, that the U.S, economy isn’t the only one on the rise. Stock investors will thoroughly remember last year as it was an excellent year to invest in stock. For the first time in the history of stock investing, every month in 2017 showed a positive return.

Some of the risk associated with the financial sphere was mitigate due to central bank policies. Last year, interest rates were raised multiple times and this trend is expected to continue into 2018.

With that being said, this trend does not mean all risk can be avoided and stock market success will return. Investors still need to be very cautious with their decisions. In fact, 2018 is expected to be the most volatile year since the financial crisis in 2008.  Volatility can work in your favor if you have a personalized investment strategy. Personalized financial strategies, like the ones provided by HCR Wealth Advisors, can help investors navigate volatile markets. HCR Wealth Advisors is a Los Angeles based SEC-registered investment advisory firm that specializes in providing personalized financial strategies.

Get help from HCR Wealth:
https://twitter.com/HcrWealth
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Victoria Doramus, Recovery Expert

Victoria Doramus is a recovery expert who is currently working toward opening her own recovery home. Victoria’s recovery home will be different from most recovery homes because Victoria once struggled with a drug and alcohol problem. Now that Victoria has been able to fight her addiction, she is currently seeking to help others fight their addiction as well. Victoria Doramus, a creative marketer, is currently planning to open her recovery home in New York. Even though Victoria hasn’t published a grand opening date for her recovery home, the public is excited about the opening of the rehab center.

Victoria’s recovery home will be based on principals of a twelve-step problem. Even though her program is based on the principals of a twelve-step program, it is important to note that it is not an actual twelve-step program. One of the ways Victoria was able to achieve sobriety is through staying on a strict schedule. This schedule consisted of daily prayer, working, and extracurricular activities at specified times. Victoria found these activities very helpful. She plans to incorporate these activities in her recovery home.

Victoria Doramus understands that seeking help for a drug or alcohol addiction is not easy. Victoria will be able to sympathize and empathize with her clients in the future due to her past. Victoria is dedicated to helping adults of all ages overcome their drug or alcohol addictions. Victoria only requires that clients are willing to want to overcome their addition. Willpower is essential when it comes to overcoming an addition. If you or anyone that you know has a drug or alcohol addition, please feel free to reach out to Victoria Doramus. Even if you are not located in the New York area, Victoria may still be able to speak with you and refer you to someone who can help you or your loved one! See Victoria’s closet on Tradesy.

Hussain Sajwani: Investing in the Food Business and the Real Estate Sector

Hussain Sajwani is known as one of the wealthiest billionaires in the UAE. He is the founder of DAMAC Properties, a leading real estate and property developer in the Middle East.

According to Forbes Middles East, after he graduated from the University of Washington, the young Hussain Sajwani decided to move back to the UAE to look for a job in the oil and petroleum industry. He found a job at GASCO, but he thought that the monthly salary he receives is not enough to make him rich. He decided to quit early and thought about building his own business instead. Hussain Sajwani purchased a small space that is located near a US Army Base and an engineering company called Bechtel. He noticed the influx of people every day and thought that establishing a catering business would be the best idea. He started his business in the 1980s, and it became a popular eating place for the US Army soldiers and the employees of Bechtel. Because of the success of his business, Hussain Sajwani earned his first millions, and he also allowed franchises of his company to open up in other states in the Middle Eastern, Africa, and Central Asia.

In 2002, Hussain Sajwani decided to attend a conference being sponsored by the UAE government. The attendees were encouraged by the government to help them in transforming Dubai into the UAE’s commercial and tourism hub. Hussain Sajwani developed an interest in supporting the UAE government, and he founded DAMAC Properties using the money he saved from his catering business. The DAMAC Properties was launched in 2002, and it became an instant hit among the developers across the Middle East. Hussain Sajwani also involved himself in the construction of several luxury residential complexes across Dubai, and he also promoted his business in key cities across the Middle East. He talked more about this in an interview with Albawaba.com.

Today, the DAMAC Properties is developing a golf course, in partnership with the United States President Donald J. Trump. The gigantic golf course is expected to open in late 2018, and according to Hussain Sajwani, the golf course would include hotels, restaurants, and other amenities that would cater to the tourists who wanted to visit the area.

See this article from CNBC: https://www.cnbc.com/2018/01/23/cnbc-interview-with-hussain-sajwani-damac-properties-founder-and-chairman-from-the-world-economic-forum-2018.html

HCR Wealth Advisors – Welcoming Your Investment Portfolio

Seasoned investors of today predict an increasingly volatile market in 2018. With the common belief in the past of a low volatility market one year that is followed by high volatility the next, experts are asking investors to prepare for high volatility. As volatility is the enemy, expert investors suggest that a personalized investment strategy is put into place versus a general one.

According to financialservicedirectory.com, in 2017, S&P 500 delivered an incredible 21.7% return, which accounted for a great year for stock investors. Many experts have been victims of highly volatile markets that were followed by a year of low volatility. As they are always a running faucet when it comes warning stock investors, companies like HCR Wealth Advisors are stepping in and offering a viable way to build wealth in such condition. Navigating through a highly volatile economic environment can be a difficult adventure to partake in. But it is not impossible.

An active relationship with an investor to understand their direction in the stock market is vital in a highly volatile market. Passively managing your investment portfolio in such condition is grounds for disaster and a professional and knowledgeable wealth advisor is fully aware of this claim. As investors, getting the most out of the economy is the idea, both in its current and future conditions. Sometimes doing this isn’t as easy as knowing. HCR Wealth Advisors have been working with clients since 1988, and today they are still managing investor’s portfolios and helping their clients create wealth and achieve their financial goals in the process.

Experts suggest that investors think optimistically and cautiously with the right wealth advisor who takes each case differently, per client needs and goals, knows the market, calculates risks and capitalizes. The sky’s the limit no matter how volatile the market presents itself. Capitalizing on the market based on market signs that are rarely noticed by the average joe [and even by many seasoned vets as well] is a value that investors should highly consider for their investments. HCR Wealth Advisors welcome all new investors to try their investment portfolio services. A decision such as this one poses low risks, as HCR Wealth Advisors have a worked with hundreds of clients. Contact HRC Wealth today on Twitter or on Facebook.

HCR Wealth Advisors is not stoaffiliated with this website.

Meet Jed McCaleb, A Prolific Figure In The Revitalization Of The World’s Financial Sector

Jed McCaleb is one of the most significant people who had helped bring light to the eyes of many people in the financial industry even when some things seemed impossible to them. Many people in the villages or the rural areas with the lowest income levels had believed that the banking systems and other money transfer programs are for the rich people because of the many procedures involved in the opening of such accounts and the vast amounts of initial deposits that they could not afford.

Jed McCaleb founded Stellar, the online financial network company that has enhanced participation of all the groups of people in the economy in the financial sector. The idea of Stellar came to him while he was working with the first-bit coin exchange, Mt. Gox, to who he was also its funder. He realized that although bitcoin facilitates the movement of currency from one person to another, it only considered the legit group in the society leaving out the low-income earners.

He, therefore, decided to create literacy in the financial industry through Stellar that would serve all the types of people even in the rural areas. For example, the company opened currency transfer facilities in about two hundred villages in Nigeria serving hundreds of people in the country. He said that this is what Stellar is meant to do, to engage the desperate people in the financial sector especially those who find it difficult to deal with bank accounts because f their low literacy levels that makes it difficult when it comes to filling up f too many papers in the banks. More details can be read on CNBC.

This is not the first time that he tried to intervene in the technology sector to improve the lives f people through the creation of efficiency. He was the founder of the eDonkey, the early file transfer software that enabled the transfer of files between multiple people within a short period. To know more about McCaleb’s career in cryptocurrency, check out his LinkedIn page.

According to how he expresses himself in one of his interviews, it is evident that he has only the scratched the ground of what he wants to accomplish through his interest in the blockchain technology. He says that he is interested in the Artificial Intelligence which he believes that if people embrace it, the world will be in a better place in the coming years.

Full report: https://globalcoinreport.com/stellar-lumens-technology-will-lead-to-new-global-payment-systems-jed-mccaleb/

Trusted Leadership With Confidence: Heather Russell

TransUnion, the famed credit powerhouse has just received a very accomplished legal executive. Heather Russell has become the Executive Vice President and Chief Legal Officer for TransUnion. This is surely a moment of accomplishment and excellence within the credit powerhouse.

As having a wide background of banking experience, Heather Russell held executive level positions at Bank of America, Fifth Third Bank, and the Bank of New York Mellon. During her tenure at Fifth Third Bank, she held the title of Vice President, Corporate Secretary, and Chief Legal Officer. Among many other positions with the above-mentioned banks, she was the noted Global Chief Regulatory Counsel for the Bank of New York Mellon. Many volumes can be written of her background and qualifications, it stands to say that TransUnion has just acquired a very phenomenal executive to their team. Having the title of Chief legal officer, her knowledge of legal matters is wide and dependable.

With the banking side discussed, her legal experience stems from the prominent law firm Berkeley Sander, LLP. While traveling between the New York and Washington, DC offices, she became a very accomplished and valuable partner to the firm. Since 2016 she was the head of the Financial Institutions Regulation, Supervision and Technology (FIRST) program. This is a practice that assisted clients such as big banks, financial, and various other institutions as well. Well experienced defines Heather Russell.

Education is obviously her foundational piece and Heather Russell. Having obtained her Bachelor of Arts Degree in Biology and English from the College of William and Mary in Williamsburg, VA. Many more educational attainments took place that would eventually lead her to become an Adjunct Professor at Boston University School of Law. She is clearly a qualified choice today for the position of Chief Legal Officer and Executive Vice President.

For more info about Russell, go to https://www.linkedin.com/in/heather-russell-1a69209.

Hussain Sajwani Uses Three Principles to Keep DAMAC On Top

Hussain Sajwani is a savvy businessman. The founder of DAMAC properties has made billions in the real-state world, hob-knobbed with important people, and given back to the community around him. He attributes his success to the friendships he makes, his outgoing personality, and a three-step strategy his business strictly follows.

The principles that DAMAC follows aided the company in getting through the 2008 crash. The first principle is to refrain from holding any debts for land. When dealing with DAMAC the land has to be 100% purchased at the onset of the project. Land is very important in business dealing, doing the wrong thing in regards the land can have dire consequences. Just ask the McDonald’s brothers.

The second principle is for all projects to support themselves. DAMAC does not borrow against other projects to facilitate the needs of their current project. They are not interested in recording losses. So, all of DAMAC’s escrow accounts are independent. No cash transfers allowed between the accounts, each one has to work to get is bread.

The third principle is to hold cash reserves. “We use government or fixed bonds,” Sajwani explains, “It is sufficient enough that it supports any market changes.” Each of these principles has helped DAMAC survive and rise to the top. Currently it is regarded as a top company by numerous sources including Forbes.

Sajwani, the DAMAC Owner, began his career in finance, working in the finance department of Abu Dhabi Gas Industry. He left the gas industry for the gastrointestinal industry, creating a catering venture serving both the U.S. and Bechtel. In 2001 the law confining foreigners from owning land lifted, and Sajwani carried his business into the real estate world. By 2002 he had founded DAMAC and was managing a slew of locations. The rest is simply history. Sajwani on IG: @hussainsajwani

Get more information: https://www.zawya.com/mena/en/company/DAMAC_Properties_Dubai_Co_PJSC-1003015/

Jim Toner Tells Readers What They Need To Succeed At Business

Jim Toner is an entrepreneur, real estate investor, and mentor. With almost three decades in the business Jim has had his share of successes and failures. Within a span of a few short years he was able to the kind of life he has always dreamed of financially speaking. Now he wants to use his knowledge to help others achieve the kind of success he has experienced. Here are so important tips Jim Toner has put together for his readers.

Surround yourself with that inspire you. Intelligent and talented individuals will inspire you look reach for your goals and challenge you to do your best. Use these resources that will help you grow as a person. That is why people have mentors, they already have the knowledge that you are working for and can steer you in the right direction. This leads to the next tip which is to have a positive attitude. It doesn’t matter how many challenges you may face, opportunities you get, or finances you may or may not have you have to have a positive attitude. If you don’t believe in your idea, have a self-defeating outlook, or don’t have faith it won’t work no matter if you have all the resources in the world to work with. Whatever energy you put into it, you will get back in spades. You must have goals and plans to get to your dream. This may mean taking baby steps to get there, but eventually you will.

To become truly successful, entrepreneurs need to have integrity and be of giving nature. It may seem backwards but you will attract more wealth by giving it to other. It’s an attraction thing. Having integrity is the other factor because people trust brands and people who exemplify honest intentions. It will always come back to you so when you create a business built on trust, quality, honesty, and integrity your clients and customers will see that and want to come back for more. At the end of the day there is no secret to success, it is just hard work, persistence, and a solid plan to achieve the business of your dreams. See Toner’s career history on LinkedIn.

Checkout Toner’s Team: https://sendinthewolves.com/meet-the-team

Financial and Law Expert- Heather Russell

For over 20 years Heather Russell has been serving as a legal executive working in the financial industry delivering a broad range of financial services including mergers and acquisition, fintech, security and data privacy, consumer financial services, as well as regulatory compliance. TransUnion and its affiliates have appointed Russell to be responsible for the organization’s consumer financial services, data privacy and security, and regulatory compliance among many other duties. The financial expert will be reporting to TransUnion President and the Chief Executive Officer Jim Peck. She will also be serving on the TransUnion’s Executive Committee.

With more than 20 years of experience that Heather brings in the financial facility, it is evidence that he will be of a great help to the organization’s expansion as well as contribute to the quality services offered to their clients. On her side, Russell said that she was thrilled to join TransUnion and that she will part of TransUnion in distributing services that will be of a great help to ventures to make decisions as well as helping their customers get access to their products and services. Prior to joining TransUnion Russell was working at a law firm; Buckley Sandler, LLP. At the law firm, she was responsible for the regulating the firm’s finances, Fintech, as well as acting as a supervisor.

Heather Russell has also served in several other financial companies including Bank of America where she served as the Senior Vice President and General Counsel, Fifth Third Bank as the Executive Vice President, Chief Legal Officer, and the Corporate Secretary, and Bank of New York Mellon where she has the responsibilities of a Managing Director, head of Regulatory Affairs as well as Public Policy. After her high school, Russel joined the American University’s Washington College of Law where she graduated with a JD, as well as College of William&Mary where she earned her Business Administration.

Related site: https://www.crunchbase.com/person/heather-russell-koenig

Ryan Seacrest Hasn’t Always Been Healthy

Ryan Seacrest is the poster boy and long-time host and co-host – he co-hosted the first season of American Idol: The Search for a Superstar in 2002, though has been the one and only host since then – of American Idol. Virtually nobody argues that Ryan is unattractive, sloppily-dressed, unflattering, or repulsive.

After all, he knows enough about fashion and personal care to have founded successful fashion and skincare product brands, Ryan Seacrest Distinction and Polished, be whole-hearted enough to create a nonprofit organization that gives away millions of dollars each year, the Ryan Seacrest Foundation, and is sufficiently heartthrob material to host a daytime TV show geared towards women, Live with Kelly and Ryan.

However, even though Mr. Seacrest is known as one of the most attractive men across show business and the world of entertainment, he spent his younger years as an overweight, not-so-savvy, totally-not-astute child, adolescent, and teenager.

The infamous picture

The young, childhood version of Ryan Seacrest – totally distinguishable from what the Hollywood superstar looks like today – wore large aviator glasses, parted his hair down the middle-right of his head, seemingly stuck his head out of his parents’ car window while driving to school, and sported a navy-and-white striped, unbuttoned, three-button collared polo.

His 1980s school portrait photographer offset the young, super-chunky, brace-faced boy on a light blue background, fading from pale blue to a darker-yet-still-baby-blue from bottom to top.

Ryan Seacrest was a heavyset child from Georgia, and by the looks of the aforementioned picture, his parents stuffed his stomach with the entire kitchen every night at dinner. According to Ryan himself, he supposedly snuck food from his home’s kitchen on a daily basis, never exercised, lacked confidence, and always covered his fat frame with a t-shirt when dipping in the pool.

Here’s how he changed

Seacrest (@RyanSeacrest) became fit in his late teens through the tried-and-true weight loss method of exercising and eating right. Today, he splits his weekly average of five hours spent in the gym between weightlifting, running, biking, and yoga.

Seacrest’s Instagram photos and videos are here: https://www.instagram.com/ryanseacrest/?hl=en